Credit Card Types
Credit Card Issuers
- American Express
- Barclaycard
- BT Credit Card
- Capital One Credit Cards
- Co-operative Bank Credit Cards
- Egg Card
- GM Credit Card
- Goldfish Credit Card
- HSBC Credit Cards
- Lloyds TSB Credit Cards
- MBNA Credit Cards
- NatWest Credit Cards
- Post Office Credit Card
- RBS Credit Cards
- Sainsbury's Credit Card
- Vanquis Visa Credit Card
- Virgin Credit Cards
- More Credit Card Issuers
Virgin Money Credit Card Review

You'll also receive a selection of offers including discounted products, experiences and travel (see Features list at the end of this page) together with a choice of card designs ranging from Virgin Red and Cool Black to Pretty Pink.
Summary
| Introductory | |
|---|---|
| Balance Transfer Rate | 0% |
| Balance Transfer Period | 15 months |
| Balance Transfer Fee | 2.98% |
| New Purchase Rate | 0% |
| New Purchase Period | 3 months |
| Standard | |
| Typical APR (variable) | 15.90% |
| Monthly Rate | 1.24% |
| Interest Free Period on Purchases | 50 days (maximum) |
| Cash Advance Rate | 24.90% |
| Cash Advance Fee | 3% (min £3.00) |
| Minimum Payment | 3.00% (min £25.00) |
| Annual Fee | N/A |
| Foreign Exchange Fee | 2.75% |
| Benefits | |
| Cashback | N/A |
| Loyalty Point Scheme | N/A |
| Purchase Protection | N/A |
| Travel Benefits | Yes |
| Other Benefits | Yes |
- Money off where it matters - holidays, DVDs, music, games, gym fees, wine and much more. Your Virgin Credit Card opens the door to a world of Virgin discounts. It'll save you some serious money on car, home, pet and annual travel insurance too. Remember to check the terms and conditions for each offer.
- FIRST MONTH FREE WITH VIRGIN MEDIA If you're in a cable area, get 3 services for £30 with one month FREE. If not, don't fret, get 2 services for £19.99 with one month FREE and a Free TV Box. Just pay with your Virgin Credit Card to get the offer.
- 10% OFF AT VIRGIN WINES Lip-smacking vino for less. And if you order something that turns out not to be to your taste, you can even get a refund! And you'll get 10% off when you pay with your Virgin Credit Card.
- A MONTH OFF AT VIRGIN ACTIVE Get a month free when you join up with Virgin Active - just use your Virgin Credit Card to pay.
- 10% OFF AT VIRGIN HOLIDAYS City breaks, ski trips, family hols... whack 10% off the price of any hol in Virgin Holidays brochures simply by paying with your Virgin Credit Card.
- 10% OFF AT VIRGIN TRAINS Going by train? Go with 10% off a Virgin Trains Value Advance fare. Pay with your Virgin Credit Card to get your discount.
- 20% OFF AT VIRGIN EXPERIENCES 20% off a load of Virgin Experience Days, including high-speed driving, flying lessons, bungee jumping, pamper and spa days, hampers and loads more.
- 10% OFF CAR, HOME, PET AND ANNUAL TRAVEL INSURANCE Life's necessities on a budget. Get 10% off essential cover for your car, home, holidays and pets. Yup, you guessed it - just by paying with your Virgin Credit Card.
- Choice of Card Designs
Advice Centre
Recent Articles
Latest
1-May-08 - Egg Card Offers 15 Months 0% Interest on Balance Transfers. Read the full story...
20-Apr-08 - MyCreditCardGuide.co.uk offers the BT Credit Card. Read the full story...
5-Mar-08 - The Credit Crunch and You. Read the full story...

