Vanquis Visa Credit Card Review

Many people can find it hard to get credit and this is where the Vanquis Visa Credit Card may help. It's not always because of something you've done in the past. For example, being on a low income or retired means some lenders could treat you as more of a risk. Maybe it's just that you've never wanted or needed credit in the past,and have no credit history.

If you have not had CCJs in the past, take a look at Capital One Classic Credit Card

Card Summary

Introductory
Balance Transfer Rate	N/A
Balance Transfer Period	N/A
Balance Transfer Fee	N/A
Transfers to Current Account	N/A
New Purchase Rate	N/A
New Purchase Period	N/A
Standard
Typical APR (variable)	39.9% p.a.
Monthly Rate	2.84%
Interest Free Period on Purchases	56 days (maximum)
Cash Advance Rate	46.19% p.a.
Cash Advance Fee	2.5% (min £2.50)
Minimum Age	18 years
Credit Limit	£250-£1000
Minimum Payment	5% (min £5.00)
Annual Fee	None
Foreign Exchange Fee	2.75%
Benefits
Cashback	N/A
Loyalty Point Scheme	N/A
Purchase Protection	N/A
Travel Benefits	N/A
Other Benefits	N/A
Credit Card Issuer Information
Credit Card Issuer	Vanquis Bank
Merchant Network	VISA

With a starting credit limit of up to £1,000 and a UK Call Centre, the Vanquis Bank Visa Credit Card is a great way to start building your credit history. Vanquis have already provided 550,000 people with a Credit Card.

The Vanquis Visa Credit Card is offered in a choice of colours, ranging from Blueberry, Cherry and Lime.

Benefits include (some conditions may apply)

• No annual fee
• A credit limit assigned at a fixed amount to help you stay in control
• Up to 56 days interest free on purchases
• Free additional cardholder
• Free fraud monitoring - we'll warn you of any suspicious activity on your account
• Chip & PIN technology for added security whenever you use your Card
• Visa is widely accepted in the UK and abroad
• Convenient for paying online and over the phone
• Friendly UK call centres