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Vanquis Visa Credit Card Review

Vanquis Visa Credit Card

Many people can find it hard to get credit and this is where the Vanquis Visa Credit Card may help. It's not always because of something you've done in the past. For example, being on a low income or retired means some lenders could treat you as more of a risk. Maybe it's just that you've never wanted or needed credit in the past, and have no credit history.

Vanquis specialises in understanding individual's circumstances, which means they might be able to help - in fact Vanquis already helped over 250,000 people in similar situations. Vanquis also consider you if you have a poor credit history, or have had credit problems or CCJs in the past.

Summary

Introductory
Balance Transfer RateN/A
Balance Transfer PeriodN/A
Balance Transfer FeeN/A
New Purchase RateN/A
New Purchase PeriodN/A
Standard
Typical APR (variable)39.90%
Monthly Rate2.84%
Interest Free Period on Purchases56 days (maximum)
Cash Advance Rate46.19%
Cash Advance Fee2.50% (min £2.50)
Minimum Payment5.00% (min £5.00)
Annual FeeN/A
Foreign Exchange Fee2.75%
Benefits
CashbackN/A
Loyalty Point SchemeN/A
Purchase ProtectionN/A
Travel BenefitsN/A
Other BenefitsN/A
Details correct at time of publication

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