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Sainsbury's Credit Card Review

As well as great rates on purchases and balance transfers, you'll earn Nectar points wherever you shop, whether stocking up at Sainsbury's or hitting the High Street.

Summary

Introductory
Balance Transfer Rate	0%
Balance Transfer Period	12 months
Balance Transfer Fee	3%
New Purchase Rate	0%
New Purchase Period	3 months
Standard
Typical APR (variable)	15.94%
Monthly Rate	1.24%
Interest Free Period on Purchases	59 days (maximum)
Cash Advance Rate	19.95%
Cash Advance Fee	3% (min £3.00)
Minimum Payment	2.25% (min £5.00)
Annual Fee	N/A
Foreign Exchange Fee	2.75%
Benefits
Cashback	N/A
Loyalty Point Scheme	Yes
Purchase Protection	N/A
Travel Benefits	N/A
Other Benefits	N/A
Do You Qualify?
Minimum Age	18
Minimum Salary	N/A
Minimum Credit Limit	N/A
Maximum Credit Limit	N/A
Permanent UK Address Required?	Yes
Bank/Building Soc. A/C Required?	Yes
History of Bad Credit Allowed?	No
No Credit Refusal within the last...	Month

Details correct at time of publication Benefits include (some conditions may apply)

• 0% for the first 12 months on Sainsbury's shopping (see terms & conditions when applying).
• 0% for the first 3 months on all other shopping.
• 0% for the first 12 months on balance transfers (+3% fee).
• Pay with your credit card and collect 2 points per £1 you spend (see terms & conditions when applying). Hand over your Nectar card at the same time and collect an additional 2 points for every £1 you spend.
• You even earn Nectar points when you don't shop at Sainsbury's - 1 point per £5 you spend on your credit card.