• Home
• Site Map

RBS Credit Card Review

Enjoy 0% interest on your balance transfers for a whole 13 months and 0% interest on purchases for 6 months with the RBS Classic Credit Card, RBS Gold Credit Card and RBS Platinum Credit Card. It only takes a few minutes to complete the online application, so apply now for an instant decision.

Summary

Introductory
Balance Transfer Rate	0%
Balance Transfer Period	13 months
Balance Transfer Fee	2.90%
New Purchase Rate	0%
New Purchase Period	6 months
Standard
Typical APR (variable)	15.90%
Monthly Rate	1.240%
Interest Free Period on Purchases	56 days (maximum)
Cash Advance Rate	24.94%
Cash Advance Fee	2.50% (min £2.50)
Minimum Payment	2.25% (min £5.00)
Annual Fee	N/A
Foreign Exchange Fee	2.75%
Benefits
Cashback	N/A
Loyalty Point Scheme	N/A
Purchase Protection	N/A
Travel Benefits	Yes
Other Benefits	Yes

Details correct at time of publication Benefits include (some conditions may apply)

• 0% interest on balance transfers for 13 months
• 0% interest on new purchases for 6 months
• If you also have a Royalties current account a 1% discount on the standard Classic Credit Card interest rate is only the beginning. Save on eating out, DVDs, CDs, books and more (Classic card only).
• If you also have a Royalties Gold current account, a 1% discount on the standard Royalties Gold Credit Card interest rate is only the beginning (Gold card only).
• If you also have a Royalties Premier current account, a 1% discount on the standard Royalties Premier Credit Card interest rate is only the beginning (Platinum card only).
• Ease your travel worries. From arranging vaccinations to getting legal help on holiday, we can help (Gold and Platinum cards only).
• There's home emergency cover up to £250 - plus annual worldwide travel insurance for you, your spouse or partner and children up to the age of 18 travelling with you (Gold card only).
• There's home emergency cover up to £500, plus Lifestyle Manager and Travel Adviser services. (Platinum card only).
• Check your balance whenever it suits - and pay your balance from almost any computer - PC or Apple Mac.
• Add a cardholder for free. Would your spouse, partner or a close friend enjoy the benefits of your credit card?
• 15% off at kitbag.com. Take your pick from big names like Adidas, Nike and Puma and more. You'll be spoilt for choice with everything from football shirts and boots to training gear and leisurewear.
• 20% off at buyagift.com. Choose from experiences such as Ferrari and tank driving, to the more relaxing spa breaks and balloon flights.
• Travel bookings. Organise your holiday or business travel with a single phone call. There are discounts on advance bookings, last-minute bargains and on almost everything else - from flights to airport car parking.
• Travel advice and help - get advice on visas, passports, health and vaccinations before you travel. While you're away, get medical supplies or documents forwarded (Gold and Platinum cards only).
• Overseas medical help - need medical treatment overseas? If you fall ill or have an accident and need immediate treatment, we can arrange essential medical transport, and your dependant children can be returned home (Gold and Platinum cards only).
• Royal Bank Wine Club. Special offers for cardholders, and sometimes free gifts too.