Credit Card Issuers
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RBS Classic Credit Card Review
With the RBS Classic Credit Card from the Royal Bank of Scotland, you can enjoy 8.9% interest on Balance Transfers for the life of the transfer and RBS will also make a payment in to your account of 2% of the balance every 6 months.
Card Summary
| Introductory | |
|---|---|
| Balance Transfer Rate | 8.9% p.a. |
| Balance Transfer Period | N/A |
| Balance Transfer Fee | N/A |
| Transfers to Current Account | N/A |
| New Purchase Rate | 8.9% p.a. |
| New Purchase Period | 9 months |
| Standard | |
| Typical APR (variable) | 16.9% p.a. |
| Monthly Rate | N/A |
| Interest Free Period on Purchases | 56 days (maximum) |
| Cash Advance Rate | 27.95% p.a. |
| Cash Advance Fee | 3% (min £3.00) |
| Minimum Salary | £10,000.00 p.a. |
| Credit Limit | £300-£20,000 |
| Minimum Payment | 2.25% (min £5.00) |
| Annual Fee | None |
| Foreign Exchange Fee | 2.75% |
| Benefits | |
| Cashback | N/A |
| Loyalty Point Scheme | N/A |
| Purchase Protection | N/A |
| Travel Benefits | YES |
| Other Benefits | YES |
| Credit Card Issuer Information | |
| Credit Card Issuer | RBS |
| Merchant Network | MasterCard |
Benefits include (some conditions may apply)
- Control your credit card online
- Pay by Direct Debit
- Flexible credit limits
- Money transfers by phone
- £300 daily cash advance
- Add a cardholder for free
- 15% off at kitbag.com
- Travel benefits
- Wine offers
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