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Post Office Credit Card Review

The Post Office Credit Card is one of the few remaining credit cards that does not charge commission when you make purchases abroad. This makes it an ideal Travel Credit Card. As well as this great travel benefit, the Post Office Credit Card also offers 0% interest on balance transfers for 10 months and 0% interest on new purchases for 3 months.

Summary

Introductory
Balance Transfer Rate	0%
Balance Transfer Period	10 months
Balance Transfer Fee	2.75%
New Purchase Rate	0%
New Purchase Period	3 months
Standard
Typical APR (variable)	15.90%
Monthly Rate	1.24%
Interest Free Period on Purchases	56 days (maximum)
Cash Advance Rate	19.16%
Cash Advance Fee	2% (min £2.00)
Minimum Payment	2.50% (min £5.00)
Annual Fee	N/A
Foreign Exchange Fee	0%
Benefits
Cashback	N/A
Loyalty Point Scheme	N/A
Purchase Protection	Yes
Travel Benefits	Yes
Other Benefits	N/A

Details correct at time of publication Benefits include (some conditions may apply)

• 0% on balance transfers for the first 10 months.
• 0% on purchases for the first 3 months.
• Lower interest rate on big purchases.
• 0% commission on purchases overseas.
• 0% again on balance transfers for 5 months on the month of your 1st and 2nd anniversary.
• Online account management
• Free purchase and fraud protection