Credit Card Types
Credit Card Issuers
- American Express
- Barclaycard
- BT Credit Card
- Capital One Credit Cards
- Co-operative Bank Credit Cards
- Egg Card
- GM Credit Card
- Goldfish Credit Card
- HSBC Credit Cards
- Lloyds TSB Credit Cards
- MBNA Credit Cards
- NatWest Credit Cards
- Post Office Credit Card
- RBS Credit Cards
- Sainsbury's Credit Card
- Vanquis Visa Credit Card
- Virgin Credit Cards
- More Credit Card Issuers
MBNA BT Credit Card Review

Have more with The BT Visa® Credit Card! This card gives you 0% p.a. on balance transfers for 12 months (3% handling fee applies) AND 0% p.a. on card purchases* for 3 months from the date your account is opened 16.9% APR typical (variable). Plus, unlike some other lenders, BT Credit Card guarantee that if your application is successful the rate you apply for is the rate you’ll get - no exceptions! There is no annual fee to pay and no liability or excess to pay for theft, loss or fraudulent Internet use - as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account. On top of that, there is a free 24-hour worldwide telephone helpline and online banking service that provide control and flexibility in managing your account. BT Visa® Credit Card. Great promotional rates on balance transfers AND card purchases.
Summary
| Introductory | |
|---|---|
| Balance Transfer Rate | 0% |
| Balance Transfer Period | 12 Months |
| Balance Transfer Fee | 3% |
| New Purchase Rate | 0% |
| New Purchase Period | 3 Months |
| Standard | |
| Typical APR (variable) | 16.90% |
| Monthly Rate | 1.31% |
| Interest Free Period on Purchases | 56 days (maximum) |
| Cash Advance Rate | 27.90% |
| Cash Advance Fee | 3% (min £3.00) |
| Minimum Payment | 3% (min £25.00) |
| Annual Fee | N/A |
| Foreign Exchange Fee | 2.75% |
| Benefits | |
| Cashback | N/A |
| Loyalty Point Scheme | Yes |
| Purchase Protection | N/A |
| Travel Benefits | N/A |
| Other Benefits | N/A |
Benefits & features include (some conditions may apply)
- Every time you spend on your BT Visa® Credit Card you'll earn money off your BT bill.
- 0% p.a. on balance transfers for 12 months from the date your account is opened (3% handling fee applies) .
- 0% p.a. on card purchases for 3 months from the date your account is opened.
- 16.9% APR typical rate (variable).
- Manage your account online at www.bt.com/mycreditcard.
- Free 24 hour worldwide Customer Service Helpline.

