
Have more with The BT Visa® Credit Card! This card gives you 0% p.a. on balance transfers for 10 months(3% handling fee applies) AND 0% p.a. on card purchases* for 6 months from the date your account is opened 16.9% APR typical (variable). Plus, unlike some other lenders, BT Credit Card guarantee that if your application is successfulthe rate you apply for is the rate you'll get - no exceptions! There is no annual fee to pay and no liability or excess to pay for theft, loss or fraudulent Internet use - as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account. On top of that, there is a free 24-hour worldwide telephone helpline and online banking service that provide control and flexibility in managing your account. BT Visa® Credit Card. Great promotional rates on balance transfers AND card purchases.
| Introductory | |
|---|---|
| Balance Transfer Rate | 0% p.a. |
| Balance Transfer Period | 10 months |
| Balance Transfer Fee | 3.00% |
| Transfers to Current Account | N/A |
| New Purchase Rate | 0% p.a. |
| New Purchase Period | 6 months |
| Standard | |
| Typical APR (variable) | 16.9% p.a. |
| Monthly Rate | 1.31% |
| Interest Free Period on Purchases | 56 days (maximum) |
| Cash Advance Rate | 27.9% p.a. |
| Cash Advance Fee | 3% (min £3.00) |
| Minimum Payment | 3% (min £25.00) |
| Annual Fee | None |
| Foreign Exchange Fee | 2.75% |
| Benefits | |
| Cashback | N/A |
| Loyalty Point Scheme | YES |
| Purchase Protection | N/A |
| Travel Benefits | N/A |
| Other Benefits | N/A |
| Credit Card Issuer Information | |
| Credit Card Issuer | MBNA |
| Merchant Network | VISA |
Benefits include (some conditions may apply)