Choose the credit card that is right for you, with informative reviews and advice.

MBNA BT Credit Card Review

Discounts and more with the BT Credit Card

MBNA BT Credit Card

Have more with The BT Visa® Credit Card! This card gives you 0% p.a. on balance transfers for 10 months(3% handling fee applies) AND 0% p.a. on card purchases* for 6 months from the date your account is opened 16.9% APR typical (variable). Plus, unlike some other lenders, BT Credit Card guarantee that if your application is successfulthe rate you apply for is the rate you'll get - no exceptions! There is no annual fee to pay and no liability or excess to pay for theft, loss or fraudulent Internet use - as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account. On top of that, there is a free 24-hour worldwide telephone helpline and online banking service that provide control and flexibility in managing your account. BT Visa® Credit Card. Great promotional rates on balance transfers AND card purchases.

Apply Now for a MBNA BT Credit Card

Card Summary

Introductory
Balance Transfer Rate0% p.a.
Balance Transfer Period10 months
Balance Transfer Fee3.00%
Transfers to Current AccountN/A
New Purchase Rate0% p.a.
New Purchase Period6 months
Standard
Typical APR (variable)16.9% p.a.
Monthly Rate1.31%
Interest Free Period on Purchases56 days (maximum)
Cash Advance Rate27.9% p.a.
Cash Advance Fee3% (min £3.00)
Minimum Payment3% (min £25.00)
Annual FeeNone
Foreign Exchange Fee2.75%
Benefits
CashbackN/A
Loyalty Point SchemeYES
Purchase ProtectionN/A
Travel BenefitsN/A
Other BenefitsN/A
Credit Card Issuer Information
Credit Card IssuerMBNA
Merchant NetworkVISA
Apply Now for a MBNA BT Credit Card

Benefits include (some conditions may apply)

  • Every time you spend on your BT Visa® Credit Card you'll earn money off your BT bill.
  • 0% p.a. on balance transfers for 12 months from the date your account is opened (3% handling fee applies) .
  • 0% p.a. on card purchases for 3 months from the date your account is opened.
  • 16.9% APR typical rate (variable).
  • Manage your account online at www.bt.com/mycreditcard.
  • Free 24 hour worldwide Customer Service Helpline.
Apply Now for a MBNA BT Credit Card