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HSBC Credit Card Review

Enjoy 0% interest on balance transfers for 13 months and 0% interest on new purchases for 3 months.

Summary

Introductory
Balance Transfer Rate	0%
Balance Transfer Period	13 months
Balance Transfer Fee	2.50%
New Purchase Rate	0%
New Purchase Period	3 months
Standard
Typical APR (variable)	15.90%
Monthly Rate	1.24%
Interest Free Period on Purchases	56 days (maximum)
Cash Advance Rate	21.90%
Cash Advance Fee	2.50% (min £2.50)
Minimum Payment	2.50% (min £5.00)
Annual Fee	N/A
Foreign Exchange Fee	2.75%
Benefits
Cashback	N/A
Loyalty Point Scheme	N/A
Purchase Protection	N/A
Travel Benefits	N/A
Other Benefits	Yes

Details correct at time of publication Benefits include (some conditions may apply)

• Access to the HSBC Bank Travel Club which provides a guaranteed 8% discount off 1000's of holidays.
• Advanced fraud detection systems: state of the art technology which monitors accounts for signs of any unusual activity in order to protect customers from fraud.
• Opportunity to register for Verified by Visa.
• Zero online fraud liability: for online transactions that were undertaken without the customer's authority.
• Global assistance: card replacement service and emergency cash advance if the customer's card is lost or stolen abroad.