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GM Credit Card Review

With credit cards, there are just so many options to choose from these days. One thing that's unique about the GM card is how rewarding it is - just imagine, using your spending power to gain savings on a new Vauxhall or Saab as part of GM’s credit card reward program. And that's on top of other specials or deals you negotiate at the time of purchase. Simply use your GM Card every time you shop. True, the big purchases like holidays and furniture make quite a difference. But even all the little things like milk and bread will help you get there faster. It all adds up! As you accumulate Rebate Points in our credit card reward program, you can redeem them for savings on a new Vauxhall or Saab. In fact, you don't even need to wait to accumulate a certain amount of points - redeem as many as you'd like when you buy your new car. Ultimately, you could save up to £2500 off a new car (subject to the Model Line Maximum).

Summary

Introductory
Balance Transfer Rate	0%
Balance Transfer Period	5 Months
Balance Transfer Fee	2%
New Purchase Rate	0%
New Purchase Period	5 Months
Standard
Typical APR (variable)	14.90%
Monthly Rate	1.167%
Interest Free Period on Purchases	56 days (maximum)
Cash Advance Rate	23.90%
Cash Advance Fee	2.50% (min £3.00)
Minimum Payment	2% (min £5.00)
Annual Fee	N/A
Foreign Exchange Fee	2.65%
Benefits
Cashback	N/A
Loyalty Point Scheme	Yes
Purchase Protection	N/A
Travel Benefits	N/A
Other Benefits	Yes

Details correct at time of publication Benefits include (some conditions may apply)

• Rebate Points are earned at the rate of 3% of your spend.
• 1 Rebate Point is equivalent to a £1 saving off the price of your new Vauxhall or Saab (subject to the Model Line Maximum).
• Partner Points are earned on top of your normal Rebate Points whenever you shop at The GM Card Partners. The Partner Points rate is currently 3% of your spend.
• 100 free Rebate Points when you use your GM Card for the first time (the equivalent to £100 saving off your new Vauxhall or Saab).
• Transfer your Rebate Points to an eligible family member who is not a GM Cardholder.
• Two GM Cardholders living at the same address can pool their Rebate Points.
• Free additional Card(s).
• Manage your account online to check balances and Rebate Points.
• No annual fee to pay.