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Egg Credit Card Review

Get 15 months interest free on balance transfers with the Egg Card as well as 3 months interest free on new purchases.

If you're looking for a credit card that offers 0% interest on balance transfers (subject to a transfer fee), then getting 0% interest until October 2009 with the Egg Card is about as good as it gets.

Summary

Introductory
Balance Transfer Rate	0%
Balance Transfer Period	1st October 2009
Balance Transfer Fee	3%
New Purchase Rate	0%
New Purchase Period	1st October 2008
Standard
Typical APR (variable)	16.90%
Monthly Rate	1.31%
Interest Free Period on Purchases	45 days (maximum)
Cash Advance Rate	24.90%
Cash Advance Fee	3% (min £3.00)
Minimum Payment	2% (min £5.00)
Annual Fee	N/A
Foreign Exchange Fee	2.65%
Benefits
Cashback	N/A
Loyalty Point Scheme	N/A
Purchase Protection	Yes
Travel Benefits	Yes
Other Benefits	Yes

Details correct at time of publication Benefits include (some conditions may apply)

• 0% anniversary offer for up to five months on balance transfers made in March 2010 and 2011 (2.5% handling fee).
• Deals and discounts at selected retailers.
• Anniversary offer as a reward for staying loyal.
• Savings on Egg Insurance.
• Free purchase in transit protection for items costing more than £25.
• Free travel accident insurance if you pay for all or part of your fare using your Egg Card.
• Internet shopping guarantee whenever you shop with your Egg Card online.
• Active fraud monitoring.