Co-Operative Bank Think Credit Card Review

The new think credit card from The Co-operative Bank offers a range of financial and ethical benefits that make a tiny difference to the world every time somebody uses it. It's the perfect credit card for people who think about the bigger picture - but also want a good deal from their credit card.

Half an acre of Brazilian rainforest purchased and protected in your name when you transact on your credit card for the first time, plus a contribution of 25p will be made to Cool Earth for every £100 spent on the card.

By customers doing their bit to help protect the environment and rewarding them for being more ethical in their purchases, The Co-operative Bank's think credit card helps people make a little difference as they go about their day-to-day life. It's got to be worth thinking about.

Summary

Introductory
Balance Transfer Rate	7%
Balance Transfer Period	6 months*
Balance Transfer Fee	0%
New Purchase Rate	7%
New Purchase Period	6 months**
Standard
Typical APR (variable)	14.00%
Monthly Rate	1.11%
Interest Free Period on Purchases	59 days (maximum)
Cash Advance Rate	18.00%
Cash Advance Fee	2.50% (min £3.00)
Minimum Payment	2.00% (min £5.00)
Annual Fee	N/A
Foreign Exchange Fee	2.75%
Benefits
Cashback	N/A
Loyalty Point Scheme	N/A
Purchase Protection	N/A
Travel Benefits	N/A
Other Benefits	Yes

Details correct at time of publication

Benefits include (some conditions may apply)

• Half an acre of Brazilian rainforest purchased and protected in your name when you transact on your credit card for the first time, plus a contribution of 25p will be made to Cool Earth for every £100 spent on the card
• 7% pa on balance transfers for 6 months from the date of each balance transfer*
• A special rate of 7% pa on products bought from Co-operative ethical partners, for 6 months after each purchase - usually 14% APR typical/variable**
• no annual fee
• up to 59 days interest free credit
• The thinking person's credit card