Choose the credit card that is right for you, with informative reviews and advice.

Capital One Classic Credit Card Review

Capital One Classic Credit Card

The Capital One Classic Credit Card is an excellent choice for those who want to start building their credit rating. You can choose your own card design and get a credit limit of between £200 and £1500..

If you apply online now, Capital One guarantee a response in 1 minute!

CCJs in the past then also consider the Vanquis Visa Credit Card.

Apply Now for a Capital One Classic Credit Card

Card Summary

Introductory
Balance Transfer Rate34.94% p.a.
Balance Transfer PeriodN/A
Balance Transfer Fee3.00%
Transfers to Current AccountN/A
New Purchase Rate34.94% p.a.
New Purchase PeriodN/A
Standard
Typical APR (variable)34.9% p.a.
Monthly Rate2.53%
Interest Free Period on Purchases56 days (maximum)
Cash Advance Rate34.94% p.a.
Cash Advance Fee3% (min £3.00)
Minimum Age18 years
Credit Limit£200-£1500
Minimum PaymentSEE BELOW
Annual FeeNone
Foreign Exchange Fee2.75%
Benefits
CashbackN/A
Loyalty Point SchemeN/A
Purchase ProtectionYES
Travel BenefitsN/A
Other BenefitsN/A
Credit Card Issuer Information
Credit Card IssuerCapital One
Merchant NetworkVISA
Apply Now for a Capital One Classic Credit Card

Capital One will consider you provided you have some hitory of managing credit even if you have defaulted in the past or you have had CCJs

Minimum Payment

  • Full balance if less than £5, otherwise greater of: amount equal to total of 1% of balance on your account, interest applied in that month, all default sums incurred in that month and 1/12 of annual fee, or £5.

Benefits include (some conditions may apply)

  • No Annual Fee
  • Up to £2,500 in spending power
  • Credit Limit Increase - Manage your account well and Capital One will increase your credit limit on your 4th statement.
  • A FREE choice of card design
  • Spread your payments
  • Free Identity Theft Service
  • Register Online for Free Identity Alerts powered by Equifax
Apply Now for a Capital One Classic Credit Card