Capital One Classic Credit Card Review

The Capital One Classic Credit Card is an excellent choice for those who want to start building their credit rating. You can choose your own card design and get a credit limit of up to £2,500.

If you apply online now, Capital One guarantee a response in 1 minute!

CCJs in the past then also take a look at the Vanquis Visa Credit Card, or the Virgin Prepaid MasterCard.

Summary

Introductory
Balance Transfer Rate	N/A
Balance Transfer Period	N/A
Balance Transfer Fee	N/A
New Purchase Rate	N/A
New Purchase Period	N/A
Standard
Typical APR (variable)	34.90%
Monthly Rate	2.53%
Interest Free Period on Purchases	56 days (maximum)
Cash Advance Rate	34.94%
Cash Advance Fee	3% (min £3.00)
Minimum Payment	5% (min £5.00)
Annual Fee	N/A
Foreign Exchange Fee	2.75%
Benefits
Cashback	N/A
Loyalty Point Scheme	N/A
Purchase Protection	N/A
Travel Benefits	N/A
Other Benefits	N/A

Details correct at time of publication

Benefits include (some conditions may apply)

• For people who need to strengthen their credit rating.
• Credit limit up to £2500.
• Choose your own card design.
• Spread your payments.
• Identity theft service
• No annual fee
• Credit limit increase - simply use your card*, stay within your credit limit and make your payments on time and we will increase your initial credit limit on your 4th statement

*Make a transaction (other than a refunded purchase) which is applied to your account before your third monthly statement date.