Capital One Classic Credit Card Review

The Capital One Classic Credit Card is an excellent choice for those who want to start building their credit rating. You can choose your own card design and get a credit limit of between £200 and £1500..

If you apply online now, Capital One guarantee a response in 1 minute!

CCJs in the past then also consider the Vanquis Visa Credit Card.

Card Summary

Introductory
Balance Transfer Rate	34.94% p.a.
Balance Transfer Period	N/A
Balance Transfer Fee	3.00%
Transfers to Current Account	N/A
New Purchase Rate	34.94% p.a.
New Purchase Period	N/A
Standard
Typical APR (variable)	34.9% p.a.
Monthly Rate	2.53%
Interest Free Period on Purchases	56 days (maximum)
Cash Advance Rate	34.94% p.a.
Cash Advance Fee	3% (min Ł3.00)
Minimum Age	18 years
Credit Limit	£200-£1500
Minimum Payment	SEE BELOW
Annual Fee	None
Foreign Exchange Fee	2.75%
Benefits
Cashback	N/A
Loyalty Point Scheme	N/A
Purchase Protection	YES
Travel Benefits	N/A
Other Benefits	N/A
Credit Card Issuer Information
Credit Card Issuer	Capital One
Merchant Network	VISA

Capital One will consider you provided you have some hitory of managing credit even if you have defaulted in the past or you have had CCJs

Minimum Payment

Full balance if less than £5, otherwise greater of: amount equal to total of 1% of balance on your account, interest applied in that month, all default sums incurred in that month and 1/12 of annual fee, or £5.

Benefits include (some conditions may apply)

No Annual Fee
Up to £2,500 in spending power
Credit Limit Increase - Manage your account well and Capital One will increase your credit limit on your 4th statement.
A FREE choice of card design
Spread your payments
Free Identity Theft Service
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Capital One Classic Credit Card Review

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