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Barclaycard OnePulse Credit Card Review

Barclaycard OnePulse is the only card to offer Oyster card, Credit and Cashless all in one card.

Think of your Barclaycard OnePulse as having a built-in Oyster card in addition to your standard credit card and cashless payment, so you can move faster and shop smarter.

Before you use your card for Oyster travel, you need to pre-load your card with either a season ticket (e.g. a Travelcard or bus pass) or pay as you go.

To make cashless purchases with OneTouch payment simply hold your Barclaycard OnePulse card next to the secure reader at participating merchants and your transactions will be complete in a matter of seconds. That's all it takes. No need to enter your PIN. No counting cash. No messing.

Summary

Introductory
Balance Transfer Rate	N/A
Balance Transfer Period	N/A
Balance Transfer Fee	N/A
New Purchase Rate	0%
New Purchase Period	6 months
Standard
Typical APR (variable)	14.90%
Monthly Rate	1.167%
Interest Free Period on Purchases	56 days (maximum)
Cash Advance Rate	27.90%
Cash Advance Fee	2.50% (min £2.50)
Minimum Payment	2.25% (min £5.00)
Annual Fee	N/A
Foreign Exchange Fee	2.75%
Benefits
Cashback	N/A
Loyalty Point Scheme	N/A
Purchase Protection	Yes
Travel Benefits	Yes
Other Benefits	Yes

Details correct at time of publication Benefits include (some conditions may apply)

• Built-in Oyster card.
• Cashless payment card (may be used at participating retailers where you see the 'wave' symbol.
• No annual fee.
• Safer shopping with Fraud Protection - both your OneTouch payments and normal Chip & PIN payments come with 100% fraud protection against unauthorised use, loss and theft.
• Purchase Delivery Protection - protects your online, phone or mail order purchases against loss or damage, from despatch to door (excludes second-hand goods and services).
• Convenient online account management.
• Emergency help when travelling abroad.
• Great holiday deals with our Travel Service.
• Emergency cash advance and credit card replacement service.
• Text alerts five days before payment is due (opt in required).
• 24 hour helpline.
• Retailer discounts.