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American Express Platinum Moneyback Credit Card Review

Earn up to 5% MoneyBack on card purchases for the first 3 months, then a standard MoneyBack rate of 1.5% with the American Express Platinum MoneyBack Credit Card. Benefits include Online Fraud Guarantee, Purchase Protection and Refund Protection.

Summary

Introductory
Balance Transfer Rate	N/A
Balance Transfer Period	N/A
Balance Transfer Fee	3%
New Purchase Rate	N/A
New Purchase Period	N/A
Standard
Typical APR (variable)	18.9%
Monthly Rate	1.24%
Interest Free Period on Purchases	56 days (maximum)
Cash Advance Rate	27.90%
Cash Advance Fee	3% (min £3.00)
Minimum Payment	2.50% (min £5.00)
Annual Fee	N/A
Foreign Exchange Fee	2.73%
Benefits
Cashback	1.50%
Loyalty Point Scheme	N/A
Purchase Protection	Yes
Travel Benefits	Yes
Other Benefits	Yes

Details correct at time of publication Benefits include (some conditions may apply)

• 5% MoneyBack for the first 3 months
• Up to 1.5% MoneyBack thereafter
• Purchase protection