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American Express Nectar Credit Card Review

American Express Nectar Credit Card
Earn Nectar points with the American Express Nectar Credit Card.

Apply Now for the American Express Nectar Credit Card

Summary

Introductory
Balance Transfer RateN/A
Balance Transfer PeriodN/A
Balance Transfer Fee3%
New Purchase RateN/A
New Purchase PeriodN/A
Standard
Typical APR (variable)18.90%
Monthly Rate1.46%
Interest Free Period on Purchases56 days (maximum)
Cash Advance Rate25.90%
Cash Advance Fee3% (min £3.00)
Minimum Payment2.50% (min £5.00)
Annual FeeN/A
Foreign Exchange Fee2.73%
Benefits
CashbackN/A
Loyalty Point SchemeYes
Purchase ProtectionYes
Travel BenefitsN/A
Other BenefitsN/A
Details correct at time of publication
Apply Now for the American Express Nectar Credit Card

Benefits include (some conditions may apply)

  • Earn up to 4 points for every £1 spent when you use both your credit card and your Nectar loyalty card at participating Nectar sponsors
  • Earn 1 point for almost every £1 spent anywhere else that accepts American Express
  • Collect 5,000 bonus points when you spend £200 on your card plus double Nectar points for your first 3 months
  • Purchase Protection Benefit
  • Refund Protection Benefit
  • Online Fraud Guarantee
  • Online account access
  • 24/7/365 telephone service
  • 24hr Card replacement
Apply Now for the American Express Nectar Credit Card