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American Express Mini Credit Card Review

Win Mini related prizes with the American Express Mini Credit Card. When you take out a MINI Card you'll automatically enter our rewards programme REWARDS BY MINI. This programme gives you the chance to win a range of refreshing MINI prizes every month, including some exciting MINI experiences. See www.moneybymini.co.uk for rules of the Rewards by MINI programme for details. No purchase necessary.

Summary

Introductory
Balance Transfer Rate	N/A
Balance Transfer Period	N/A
Balance Transfer Fee	3%
New Purchase Rate	N/A
New Purchase Period	N/A
Standard
Typical APR (variable)	16.90%
Monthly Rate	1.31%
Interest Free Period on Purchases	56 days (maximum)
Cash Advance Rate	25.90%
Cash Advance Fee	3% (min £3.00)
Minimum Payment	2.50% (min £5.00)
Annual Fee	N/A
Foreign Exchange Fee	2.73%
Benefits
Cashback	N/A
Loyalty Point Scheme	N/A
Purchase Protection	Yes
Travel Benefits	Yes
Other Benefits	Yes

Details correct at time of publication Benefits include (some conditions may apply)

• 1 entry for almost every £10 spent
• 2 entries for almost every £10 spent on petrol
• 3 entries for almost every £10 spent at BMW / MINI dealerships
• Free Additional Card
• 24-hour Card replacement and Customer Service
• Shop with confidence thanks to Online Fraud guarantee, Purchase Protection, and Refund Protection
• Round-the-clock protection, wherever you travel with our Travel Accident Benefits